Overview

Select Customer for whom you are starting workflow
Select Related Loans (optional)
Select Related Deposits (optional)
Select appropriate Workflow Template
Start Workflow

Select customer

GET /v1/customersis used to retrieve valid customer ids. You can target your API request to retrieve specific customers by adding in query parameters like name GET /v1/customers?name=Abrigo or uniqueIdentifier GET /v1/customers?uniqueIdentifier=1233.

Sample Response:

[
  {
    "id": 7456123,
    "name": "Example, LLC",
    "dba": "Example Doing Business As",
    "userDefinedFields": {
      "User Defined Field 1": "Value 1",
      "User Defined Field 2": "Value 2"
    },
    "creditScore": 98,
    "businessType": "llc",
    "dnbScore": "567",
    "addresses": [
      {
        "line1": "123 Main St",
        "line2": "Suite 2078",
        "city": "Example City",
        "state": "NY",
        "postalCode": "00101",
        "country": "US",
        "addressType": "primary"
      }
    ],
    "phoneNumbers": [
      {
        "type": "primary",
        "number": "(999)999-9999"
      }
    ],
    "type": "business",
    "emailAddress": "[email protected]",
    "industryCode": "99999",
    "isDeleted": false,
    "uniqueIdentifier": "785654",
    "taxId": "111111111",
    "restricted": false,
    "checkingBalance": 15000,
    "savingsBalance": 100000,
    "cDsBalance": 50000,
    "averageChecking": 14500,
    "averageSavings": 125000,
    "averageCDs": 60000,
    "numberOfYearsEmployed": 0,
    "msa": 16980,
    "stateCode": 12,
    "countyCode": "123",
    "tractCode": "3453",
    "longitude": -87.656376,
    "latitude": 41.94763,
    "medianHouseholdIncome": 107250,
    "metropolitanDivision": "Chicago-Naperville-Evanston, IL",
    "metropolitanDivisionCode": "1234242",
    "loanOfficerId": 438331,
    "ficoSbssCreditScore": 450,
    "ficoSbssCreditScoreDate": "2019-06-09",
    "entryMethod": "operatingCompany",
    "professionalLLC": true,
    "yearFounded": 1999,
    "businessRegistered": "NY",
    "stateOfFormation": "NY",
    "franchiseName": "Franchise #1",
    "franchiseLegalName": "#1 Franchise",
    "franchiseStartDate": 1999,
    "sbaCode": "123",
    "cityHQ": "Chicago",
    "stateHQ": "IL",
    "franchiseDataImportDate": "2019-09-06",
    "franchiseDataFinancialPeriod": 2019,
    "historicalSuccessRate": 130,
    "systemSupportAndExpenseCommitment": 75,
    "resaleActivityLevel": 25,
    "mngmtExperienceStability": 35,
    "averageUnitRevenueGrowth": 60,
    "prospectScreening": 30,
    "unitEconomics": 70,
    "franchiseAgreementAssessment": 15,
    "franchiseeRelationship": 30,
    "projectedUnitSuccess": 200,
    "recurringRevenueSelfSufficiency": 50,
    "totalFundScore": 750,
    "finStatementStrength": 25,
    "franchisedUnits": 100,
    "minInitial": 258625,
    "maxInitial": 1609500,
    "avgInitial": 602350,
    "companyOwnedUnits": 53,
    "projectedOpenings": 12,
    "compoundAnnualUnitGrowthRate": 91,
    "compoundedUnitSuccessRate": 0.96,
    "experianDBT": 5,
    "ansoniaCreditRating": "3071K-8",
    "ansoniaRiskScore": 95,
    "creditLogicScore": 58,
    "dbViabilityRating": "",
    "lastReportRun": "2019-06-07",
    "bankruptciesCount": 0,
    "collectionsCount": 0,
    "judgmentsCount": 0,
    "chargeOffsCount": 0,
    "liensCount": 0,
    "nsfChecksCount": 0,
    "dataDepthScore": 0
  },
  {
    "id": 4213102,
    "name": "Smith, John",
    "firstName": "John",
    "lastName": "Smith",
    "userDefinedFields": {
      "User Defined Field 1": "Value 1",
      "User Defined Field 2": "Value 2"
    },
    "creditScore": 650,
    "addresses": [
      {
        "line1": "456 Circle St",
        "line2": "Apt 4B",
        "city": "New York",
        "state": "NY",
        "postalCode": "00101",
        "country": "US",
        "addressType": "primary"
      }
    ],
    "phoneNumbers": [
      {
        "type": "mobile",
        "number": "(999)999-9999"
      }
    ],
    "type": "person",
    "emailAddress": "[email protected]",
    "isDeleted": false,
    "uniqueIdentifier": "746313",
    "restricted": false,
    "checkingBalance": 15000,
    "savingsBalance": 100000,
    "cDsBalance": 50000,
    "averageChecking": 14500,
    "averageSavings": 125000,
    "averageCDs": 60000,
    "citizenshipStatus": "usCitizen",
    "maritalStatus": "legallySeparated",
    "isActiveMiltaryDuty": true,
    "isDependentOfActiveMiltaryDuty": false,
    "civDescription": "",
    "numberOfYearsEmployed": 0,
    "idDescription": "Passport",
    "idNumber": "111111",
    "idIssueDate": "2014-01-02",
    "idExpirationDate": "2024-01-02",
    "idIssuingAuthority": "",
    "loanOfficer": "Test Loan Officer",
    "loanOfficerId": 438323,
    "loanAdministrator": "Test Loan Admin",
    "equifaxCreditScore": 670,
    "equifaxCreditScoreDate": "2018-04-05",
    "experianCreditScore": 700,
    "experianCreditScoreDate": "2019-05-06",
    "transunionCreditScore": 750,
    "transunionCreditScoreDate": "2019-06-07",
    "ficoSbssCreditScore": 720,
    "ficoSbssCreditScoreDate": "2019-06-08",
    "bankruptcies": "0",
    "dateOfLastBankruptcy": "",
    "historical30DayDelinquencies": "2",
    "historical60DayDelinquencies": "1",
    "historical90DayDelinquencies": "0",
    "historicalOtherDelinquencies": "0",
    "currentMortgagePastDue": "0",
    "currentInstallmentPastDue": "0",
    "currentAutoPastDue": "90",
    "currentEducationPastDue": "0",
    "currentOpenPastDue": "0",
    "currentRevolvingPastDue": "100",
    "currentOtherPastDue": "0",
    "currentTotalPastDue": "0",
    "entryMethod": "operatingCompany",
    "yearFounded": 0
  },
  {
    "id": 45123997,
    "name": "Example Farm",
    "userDefinedFields": {
      "User Defined Field 1": "Value 1",
      "User Defined Field 2": "Value 2"
    },
    "creditScore": 98,
    "businessType": "soleProp",
    "dnbScore": "567",
    "addresses": [
      {
        "line1": "964 Meadow Ave",
        "line2": "",
        "city": "Seattle",
        "state": "WA",
        "postalCode": "90541",
        "country": "US",
        "addressType": "primary"
      }
    ],
    "phoneNumbers": [
      {
        "type": "primary",
        "number": "(999)999-9999"
      }
    ],
    "type": "farm",
    "emailAddress": "[email protected]",
    "industryCode": "99999",
    "isDeleted": false,
    "restricted": false,
    "checkingBalance": 15000,
    "savingsBalance": 100000,
    "cDsBalance": 50000,
    "averageChecking": 14500,
    "averageSavings": 125000,
    "averageCDs": 60000,
    "numberOfYearsEmployed": 0,
    "msa": 16980,
    "stateCode": 12,
    "countyCode": "123",
    "tractCode": "33433",
    "longitude": -87.656376,
    "latitude": 41.94763,
    "medianHouseholdIncome": 107250,
    "metropolitanDivision": "Chicago-Naperville-Evanston, IL",
    "metropolitanDivisionCode": "1234242",
    "loanOfficerId": 438332,
    "ficoSbssCreditScore": 450,
    "ficoSbssCreditScoreDate": "2019-06-09",
    "entryMethod": "operatingCompany",
    "professionalLLC": false,
    "yearFounded": 0,
    "farmRegistered": "MI",
    "franchiseName": "Franchise #1",
    "franchiseLegalName": "#1 Franchise",
    "franchiseStartDate": 1999,
    "sbaCode": "123",
    "cityHQ": "Chicago",
    "stateHQ": "IL",
    "franchiseDataImportDate": "2019-09-06",
    "franchiseDataFinancialPeriod": 2019,
    "historicalSuccessRate": 130,
    "systemSupportAndExpenseCommitment": 75,
    "resaleActivityLevel": 25,
    "mngmtExperienceStability": 35,
    "averageUnitRevenueGrowth": 60,
    "prospectScreening": 30,
    "unitEconomics": 70,
    "franchiseAgreementAssessment": 15,
    "franchiseeRelationship": 30,
    "projectedUnitSuccess": 200,
    "recurringRevenueSelfSufficiency": 50,
    "totalFundScore": 750,
    "finStatementStrength": 25,
    "franchisedUnits": 100,
    "minInitial": 258625,
    "maxInitial": 1609500,
    "avgInitial": 602350,
    "companyOwnedUnits": 53,
    "projectedOpenings": 12,
    "compoundAnnualUnitGrowthRate": 91,
    "compoundedUnitSuccessRate": 0.96,
    "experianDBT": 5,
    "ansoniaCreditRating": "3071K-8",
    "ansoniaRiskScore": 95,
    "creditLogicScore": 58,
    "dbViabilityRating": "",
    "lastReportRun": "2019-06-07",
    "bankruptciesCount": 0,
    "collectionsCount": 0,
    "judgmentsCount": 0,
    "chargeOffsCount": 0,
    "liensCount": 0,
    "nsfChecksCount": 0,
    "dataDepthScore": 0
  }
]

Select related loans (optional)

GET /v1/portfolio-loans and GET /v1/proposed-loans are used to retrieve valid portfolio and proposed loan ids. You should target your API request to retrieve loans related to the customer by adding customerId as a query parameter : GET /v1/portfolio-loans?customerId=112 or GET /v1/customerId=112.

Sample Response:

{
  "items": [
    {
      "id": 70517135,
      "loanNumber": "112222",
      "name": "New Loan",
      "customerId": 99149139,
      "currentBalance": 0,
      "unamortizedPremium": 0,
      "bookBalance": 0,
      "riskRating": 0,
      "paymentAmount": 0,
      "paymentFrequency": "monthly",
      "paymentType": "fixedPayment",
      "loanOfficerId": null,
      "interestRate": 0,
      "floorRate": 0,
      "ceilingRate": 0,
      "indexRateDescription": null,
      "spread": 0,
      "indexRate": 0,
      "callCode": "",
      "collateralCode": "",
      "loanTypeCode": "",
      "productCode": "",
      "purposeCode": "",
      "industryCode": "",
      "nonAccrual": false,
      "nonAccrualDate": null,
      "troubledDebtRestructure": false,
      "troubledDebtRestructureDate": null,
      "defaultStartDate": null,
      "adjustableInterestRate": false,
      "timesPastDue3060": 0,
      "timesPastDue6090": 0,
      "timesPastDue90Plus": 0,
      "daysCurrentlyPastDue": 0,
      "chargedOffAmount": 0,
      "amountPastDue": 0,
      "prepaymentPenalty": false,
      "remainingTermInMonths": 0,
      "dayCountConvention": null,
      "amortizedOver": null,
      "currentAvailableCredit": 0,
      "maturityDate": null,
      "netDeferredFeesOrCosts": 0,
      "totalFees": 0,
      "expectedUtilizationRate": 0,
      "upfrontFee": 0,
      "annualFee": 0,
      "unusedCommitmentFee": 0,
      "originationExpenses": 0,
      "overheadExpenses": 0,
      "servicingExpenses": 0,
      "accruedInterest": 0,
      "originalLoanAmount": 0,
      "originationDate": null,
      "originalTermInMonths": 0,
      "renewalDate": null,
      "governmentGuaranteed": false,
      "governmentGuaranteedPercent": 0,
      "governmentGuaranteedBalance": 0,
      "watchList": false,
      "points": 0,
      "refinance": false,
      "latestPaymentDate": null,
      "loanToValueRatio": 0,
      "isDeleted": false,
      "isGuidanceLineOfCredit": null,
      "bankCodeBranch": "",
      "accountType": null,
      "parentLoansId": null,
      "withheldAmount": null,
      "userDefinedString1": "",
      "userDefinedString2": "",
      "userDefinedString3": "",
      "userDefinedString4": "",
      "userDefinedString5": "",
      "userDefinedString6": "",
      "userDefinedString7": "",
      "userDefinedString8": "",
      "userDefinedString9": "",
      "userDefinedString10": "",
      "userDefinedString11": "",
      "userDefinedString12": "",
      "userDefinedString13": "",
      "userDefinedString14": "",
      "userDefinedString15": "",
      "userDefinedString16": "",
      "userDefinedString17": "",
      "userDefinedString18": "",
      "userDefinedString19": "",
      "userDefinedString20": "",
      "userDefinedNumber1": 0,
      "userDefinedNumber2": 0,
      "userDefinedNumber3": 0,
      "userDefinedNumber4": 0,
      "userDefinedNumber5": 0,
      "userDefinedNumber6": 0,
      "userDefinedNumber7": 0,
      "userDefinedNumber8": 0,
      "userDefinedNumber9": 0,
      "userDefinedNumber10": 0,
      "userDefinedNumber11": 0,
      "userDefinedNumber12": 0,
      "userDefinedNumber13": 0,
      "userDefinedNumber14": 0,
      "userDefinedNumber15": 0,
      "userDefinedNumber16": 0,
      "userDefinedNumber17": 0,
      "userDefinedNumber18": 0,
      "userDefinedNumber19": 0,
      "userDefinedNumber20": 0,
      "userDefinedDate1": null,
      "userDefinedDate2": null,
      "userDefinedDate3": null,
      "userDefinedDate4": null,
      "userDefinedDate5": null,
      "userDefinedDate6": null,
      "userDefinedDate7": null,
      "userDefinedDate8": null,
      "userDefinedDate9": null,
      "userDefinedDate10": null,
      "userDefinedFields": null
    }
  ]
}

Select related deposits (optional)

GET /v1/deposits is used to retrieve valid deposit ids. You should target your API request to retrieve deposits related to the customer by adding customerId as a query parameter :GET /v1/deposits?customerId=112

{
  "items": [
    {
      "id": 604501681,
      "accountNumber": "123",
      "customerId": 99149139,
      "type": "Checking",
      "balance": 33222,
      "interestRate": 0.0005,
      "annualFees": 0,
      "originationDate": null,
      "maturityDate": null,
      "isDeleted": false,
      "branchBankCodeId": null,
      "userDefinedFields": null
    }
  ]
}

Select appropriate Workflow Template

GET /v1/workflow-templates is used to retrieve the available workflow templates in your account. You will need a valid workflow template id to start a workflow.

Sample response:

{
  "items": [
    {
      "id": 11073,
      "name": "Annual Review - Initial Version",
      "isPublished": true
    },
    {
      "id": 11074,
      "name": "Origination - Docs Asked for in Loan App - Initial Version",
      "isPublished": true
    },
    {
      "id": 11075,
      "name": "Origination - Docs Not Asked for in Loan App - Initial Version",
      "isPublished": true
    }
  ]
}

Start Workflow

POST /v1/workflows/start is used to start workflows. Making this API request starts a workflow just like you would start a workflow if clicking the start workflow button in the Sageworks Workflow product (see screenshot below). You will need to pass valid id's for customer, workflow template, deposit(s), loan(s), and workflow reason(s) retrieved in the previous API calls for a successful POST, as shown in the sample API Request Body below.

{
  "name": "Loan Review",
  "customerId": 12345,
  "workflowTemplateId": 111,
  "depositIds": [
  ],
  "proposedLoanIds": [
    65756
  ],
  "workflowReasonOptionsIds": [
    1234
  ]
}